CTG for the Khumbu
Everest Base Camp Trekking Insurance
Comprehensive Tourism Guard, altitude-matched to the EBC trail — from Lukla to Kala Patthar.
Everest Base Camp sits at roughly 5,364m — well above the altitude where qualifying AMS and Emergency Medical Transportation matter. Many itineraries also add the Kala Patthar viewpoint, which climbs higher still, to around 5,644m.
Comprehensive Tourism Guard (CTG) is Himalayan Guardian Nepal's Nepal trekking protection service, underwritten by IGI Prudential Insurance Limited, with emergency coordination from Alpine Rescue Service. Coverage is selected by altitude tier, not by trek name — the tier that matters is the highest point on your actual itinerary.
Before you select a plan
Base Camp itself falls in CTG's ≤5,500m tier — but Kala Patthar, at roughly 5,644m, crosses into the ≤6,000m tier. If an accident occurs above the ceiling of your purchased plan, it may fall outside your insurance liability, so confirm your itinerary's actual highest point, including any side trips, before choosing.
CTG Altitude Tiers
≤ 2,000m
Tour & Low Trek
- Accidental Death & Disability$35,000
- Accidental Medical$2,000
- Emergency Medical Transportation$2,000
- Repatriation of Corpse$2,000
≤ 3,500m
Mid-altitude Trek
- Accidental Death & Disability$35,000
- Accidental Medical$2,000
- Emergency Medical Transportation$3,000
- Repatriation of Corpse$2,000
≤ 5,500m
This RouteHigh-altitude Trek
- Accidental Death & Disability$35,000
- Accidental & AMS Medical Treatment$3,500
- Emergency Medical Transportation$4,500
- Repatriation of Corpse$2,000
≤ 6,000m
Expedition
- Accidental Death & Disability$17,500
- Accidental & AMS Medical Treatment$3,500
- Emergency Medical Transportation$6,000
- Repatriation of Corpse$2,000
Figures shown are Standard Plan liability maximums, subject to the issued policy's full terms, limits and exclusions. Live pricing by age, duration and device is on the Plans & Pricing page.
Emergency Medical Transportation on the EBC Trail
Emergency Medical Transportation — ground, ambulance, helicopter, or another suitable method — is arranged based on your medical condition, your exact location and the surrounding terrain, current weather, what's operationally feasible at that moment, and applicable policy conditions. The rescue and medical process, not the traveller's preference alone, determines the appropriate method and destination.
Emergency medical transportation may include helicopter evacuation when medically necessary and operationally appropriate. This isn't a guarantee that every incident results in a helicopter, and it isn't a promise of helicopter access from every location in every condition — it's a structured decision, made by people assessing the actual situation, within your plan's coverage. Report an emergency via the Emergency Call Center, or press SOS on the Tracer M3 device where included, and HGN and Alpine Rescue Service coordinate the response from there.
Everest Base Camp Insurance Questions
Altitude, AMS and rescue coordination for the EBC trail — answered directly.
Still have questions? Contact usCTG offers four standard tiers — ≤2,000 m, ≤3,500 m, ≤5,500 m, ≤6,000 m — plus separate Special Route coverage for designated peaks and routes.
Yes, provided you select the plan matching your itinerary's actual highest altitude, which for most EBC routes falls at ≤5,500 m or above.
A plan that covers the highest point of your specific itinerary — check your route, including any side trips, before selecting.
CTG provides qualifying AMS-related benefits on applicable plans, and qualifying AMS can trigger Emergency Medical Transportation, subject to the insurer's requirements and evidence criteria.
Yes, as one possible form of Emergency Medical Transportation, determined by medical need and on-ground conditions — not as an automatic or guaranteed outcome for every incident.
Select the plan that covers the highest point of your planned route — not just your average sleeping altitude.
Confirm Your Route.
Choose Your Tier.
See the full CTG product — coverage, rescue workflow and Tracer M3 — before you check pricing.